| Expense | Total cost | Months left | Saved | Per month |
|---|
Total to set aside each month
$0.00
Start over with a blank list.
How the math works
For each line: (total cost − already saved) ÷ months left. That’s the amount that has to arrive in the account every month for the bill to be covered when it lands. If you’re already ahead, the number drops automatically — it never goes below zero.
A category with 0 months left is due now, so its full remaining balance is shown.